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Rules & Regulations: Insurance Division


The State of Rhode Island is in the process of transitioning regulations to an administrative code system. The Department of Business Regulations has been assigned Title 230 and the Insurance Division has been assigned chapter 20. Regulations will be categorized by sub chapter and part, and the citations will be in the format 230 RICR 20-xx-xx. As regulations are reformatted the Department will update the following chart with hyperlinks to the reformatted regulations. Any questions concerning the process or the status of a regulation should be sent to dbr.insurance@dbr.ri.gov.


Chapter Sub-Chapter Part Former Number New Citation
20 Insurance5 - Personal Lines - Automobile and Homeowners InsuranceUninsured and Underinsured Motorist Insurance Insurance Regulation 10
Effective: 8/22/13
230-RICR-20-5-1
    Automobile Insurance Policies; Cancellation and Renewal Provisions Insurance Regulation 16
Effective: 3/31/06
230-RICR-20-5-2
    Automobile Insurance Rating Insurance Regulation 25
Effective:11/23/09
230-RICR-20-5-3
    Reinspection of Collision Damage Claims Insurance Regulation 76
Effective:5/13/10
230-RICR-20-5-4
    Pre-Inspection of Private Passenger Motor Vehicles Insurance Regulation 77
Effective:11/28/04
230-RICR-20-5-5
    Procedures in Payment of Automobile Damage Claims Insurance Regulation 78
Effective:3/1/12
230-RICR-20-5-6
    Automobile Theft and Insurance Fraud Assessment Insurance Regulation 83
Effective: 9/3/02
230-RICR-20-5-7
    Rhode Island Automobile Insurance Plan Insurance Regulation 98
Effective:5/2/01
230-RICR-20-5-8
    Insurance Coverage for Lead Poisoning Insurance Regulation 101
Effective: 10/17/05
230-RICR-20-5-9
    Auto Body Labor Rate Survey Insurance Regulation 108
Effective: 3/17/16
230-RICR-20-5-10
    Basic Property Insurance Inspection and Placement Program Insurance Regulation 15
Effective: 4/15/09
230-RICR-20-5-11
    Municipal Liens on Fire Insurance Proceeds Insurance Regulation 31
Effective: 9/8/87
230-RICR-20-5-12
    Property Insurance and Weather Related Claims Insurance Regulation 110
Effective: 10/03/13
230-RICR-20-5-13
    Notice of Material Changes Upon Renewal of Personal Motor Vehicle, Homeowner and Residential Fire Insurance Insurance Regulation 97
Effective: 7/1/15
230-RICR-20-5-14
    Use of Credit - Extraordinary Life Events and Insufficient Credit Insurance Regulation 116
Effective: 7/1/11
230-RICR-20-5-15
    Prohibition on Surcharges for Minors on Clean Risks Insurance Regulation 3
Effective: 7/1/52
230-RICR-20-5-16
    Automobile Insurance Minimum Liability Coverage Limits Insurance Regulation 53
Effective: 7/1/92
230-RICR-20-5-17
    Automobile Insurance Premium Reductions for Anti-Theft Devices Insurance Regulation 84
Effective: 5/25/94
230-RICR-20-5-18
    Insurance Statistical Data Insurance Regulation 32
Effective: 1/1/84
230-RICR-20-5-19
  10-Medical Malpractice Insurance Medical Malpractice Joint Underwriting Association Insurance Regulation 21
Effective: 3/17/16
230-RICR-20-10-1
  15-Workers Compensation Insurance Worker Compensation Group Self-Insurance Insurance Regulation 33
Effective: 12/11/95
230-RICR-20-15-1
    Present Value of Permanent Total Disability Worker's Compensation Reserves Insurance Regulation 72
Effective: 11/11/93
230-RICR-20-15-2
  20-Commercial Insurance Commercial Insurance Cancellation, Non-Renewal and Premium or Coverage Changes Insurance Regulation 38
Effective: 8/22/13
230-RICR-20-20-1
  25-Life and Annuities Suitability in Annuity Transactions Insurance Regulation 12
Effective: 6/1/11
230-RICR-20-25-1
    Recognition of Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities Insurance Regulation 18
Effective: 2/14/07
230-RICR-20-25-2
    Life Insurance Disclosure Insurance Regulation 27
Effective: 2/20/06
230-RICR-20-25-3
    Life Insurance and Annuities Replacement Insurance Regulation 29
Effective: 3/21/13
230-RICR-20-25-4
    Advertisements of Life Insurance and Annuities Insurance Regulation 52 230-RICR-20-25-5
Effective: 2/18/14
    Annuity Disclosure Insurance Regulation 41
Effective: 9/30/09
230-RICR-20-25-6
    Modified Guaranteed Annuities Insurance Regulation 85 230-RICR-20-25-7
Effective: 5/5/96
    Valuation of Life Insurance Policies Insurance Regulation 93
Effective: 8/26/10
230-RICR-20-25-8
    Annuity Mortality Table for Use in Determining Reserve Liabilities for Annuities Insurance Regulation 94
Effective: 12/24/15
230-RICR-20-25-9
    2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits Model Regulation Insurance Regulation 104 230-RICR-20-25-10
Effective: 4/14/05
    Military Sales Practices Insurance Regulation 109
Effective: 10/20/11
230-RICR-20-25-11
    Preneed Life Insurance Minimum Standards for Determining Reserve Liabilities and Nonforfeiture Values Insurance Regulation 111
Effective: 1/20/09
230-RICR-20-25-12
    Senior Specifications Insurance Regulation 112
Effective: 5/26/09
230-RICR-20-25-13
    Life Insurance Illustrations Insurance Regulation 113 230-RICR-20-25-14
Effective: 9/30/09
  30-Health Insurance Minimum Standards of Health Benefit Plans Insurance Regulation 23
Effective: 7/7/98
230-RICR-20-30-1
    Coordination of Benefits Insurance Regulation 48
Effective: 8/12/14
230-RICR-20-30-2
    Minimum Reserve Standards for Individual and Group Health Insurance Contracts Insurance Regulation 86
Effective:7/23/96
230-RICR-20-30-3
    Powers and Duties of the Office of the Health Insurance Commissioner  OHIC Regulation 2
Effective:1/1/17
230-RICR-20-30-4
    Standards for Readability of Health Insurance Forms OHIC Regulation  5
Effective: 8/31/10
230-RICR-20-30-5
    Prompt Processing of Claims OHIC Regulation  7
Effective: 1/1/07
230-RICR-20-30-6
    Medicare Supplement Insurance Minimum Standards OHIC Regulation  8
Effective: 8/5/09
230-RICR-20-30-7
    Advertisements of Medicare Supplement Insurance with Interpretive Guidelines OHIC Regulation  9
Effective: 5/1/10
230-RICR-20-30-8
    Adoption of Cafeteria Plans OHIC Regulation  10
Effective: 7/1/09
230-RICR-20-30-9
    Small Employer Health Insurance Availability OHIC Regulation  11
Effective: 10/16/11
230-RICR-20-30-10
    Multiple Employer Welfare Arrangements OHIC Regulation  13
Effective: 7/24/09
230-RICR-20-30-11
    Tobacco Cessation Treatment Coverage OHIC Regulation  14
Effective: 8/14/09
AMENDED: 1/27/10
AMENDED: 1/1/11
230-RICR-20-30-12
    Discount Medical Plan Organizations OHIC Regulation  15
Effective: 6/1/11
230-RICR-20-30-13
    Insurance Issued to Trusts or Associations OHIC Regulation  16
Effective: 6/1/11
230-RICR-20-30-14
    Filing and Review of Health Insurance Plan Forms and Rates OHIC Regulation  17
Effective: 2/15/13
230-RICR-20-30-15
  35-Long Term Care Insurance Long-Term Care Insurance Insurance Regulation 44
Effective: 6/10/08
230-RICR-20-35-1
  40-Claims Unfair Life, Accident and Health Claims Settlement Practices Insurance Regulation 13
Effective: 11/23/05
230-RICR-20-40-1
    Unfair Property/Casualty Claims Settlement Practices Insurance Regulation 73
Effective:2/18/14
230-RICR-20-40-2
  45-Financial Standards and Corporate Operations  Insurance Holding Company Systems Insurance Regulation 17
Effective:4/12/12
230-RICR-20-45-1
    Surrender and Non-Renewal of Licenses by Insurers Authorized to Write Insurance in Rhode Island Insurance Regulation 58
Effective: 12/20/94
230-RICR-20-45-2
    Credit for Reinsurance Insurance Regulation 59
Effective: 9/2/14
230-RICR-20-45-3
    Proxies, Consents and Authorizations of Domestic Stock Insurers Insurance Regulation 65
Effective: 2/8/66
230-RICR-20-45-4
    Insider Trading of Domestic Stock Insurance Company Equity Securities Insurance Regulation 66
Effective: 6/16/66
230-RICR-20-45-5
    Voluntary Restructuring Insurance Regulation 68
Effective: 8/18/15
230-RICR-20-45-6
    Annual Financial Reporting Insurance Regulation 87
Effective: 12/2/16
230-RICR-20-45-7
    Life and Health Reinsurance Agreements Insurance Regulation 88
Effective: 7/23/96
230-RICR-20-45-8
    Actuarial Opinion and Memorandum Regulation Insurance Regulation 89
Effective: 8/26/10
230-RICR-20-45-9
    Captive Insurance Financial Regulation Insurance Regulation 95
Effective: 12/31/99
230-RICR-20-45-10
    Corporate Governance n/a 230-RICR-20-45-11
Effective: 1/1/17
  50-Insurance producers and other non-insurer licensees Surplus Line Brokers Insurance Regulation 11
Effective: 1/14/11
230-RICR-20-50-1
    Continuing Education for Insurance Producers Insurance Regulation 40
Effective: 12/19/12
230-RICR-20-50-2
    Motor Vehicle Damage Appraisers Insurance Regulation 42
Effective: 2/26/09
230-RICR-20-50-3
    Insurance Claim Adjusters Insurance Regulation 43
Effective: 1/1/15
230-RICR-20-50-4
    Licensing and Renewal Fees Insurance Regulation 103
Effective: 1/1/15
230-RICR-20-50-5
  55-Insurance Company Licensing Standards for Foreign Insurance Company Licensing Insurance Regulation 30
Effective: 6/24/02
230-RICR-20-55-1
    Alien Insurance Companies Rhode Island as Port of Entry State Insurance Regulation 91
Effective: 7/28/98
230-RICR-20-55-2
  60-Miscellaneous Consumer Credit Insurance Insurance Regulation 9
Effective: 6/30/10
230-RICR-20-60-1
    Consent-to-Rate Filing Insurance Regulation 20
Effective: 4/15/09
230-RICR-20-60-2
    Rate Hearing Procedures  Insurance Regulation 39
Effective: 11/2/05
230-RICR-20-60-3
    Record Retention and Production Insurance Regulation 67
Effective: 11/8/07
230-RICR-20-60-4
    Financial Institution Insurance Sales Act Insurance Regulation 90
Effective: 5/13/97
230-RICR-20-60-6
    Privacy of Consumer Financial Information Insurance Regulation 99
Effective: 7/1/01
230-RICR-20-60-7
    Privacy of Consumer Health Information Insurance Regulation 100
Effective: 7/1/01
230-RICR-20-60-8
    Standards for Safeguarding Customer Information Insurance Regulation 107
Effective: 9/1/06
230-RICR-20-60-9
    Service of Process Upon Insurance Companies Insurance Regulation 114
Effective: 3/25/10
230-RICR-20-60-10
    Life Settlements Insurance Regulation 115
Effective: 7/1/10
230-RICR-20-60-11
    Civil Unions Insurance Regulation 118
Effective: 12/23/11
230-RICR-20-60-12